Panigale V4 Insurance - Ducati Panigale V4 Forum
  • 1 Post By playersnoopy
LinkBack Thread Tools
post #1 of 7 (permalink) Old 12-21-2018, 01:14 PM Thread Starter
Junior Member
Join Date: Aug 2018
Posts: 3
Panigale V4 Insurance

Hi, I am a new forum member and considering buying a new V4. I am OK with the cost of the bike itself but a bit put off by what my current insurance company (Progressive) wants to charge for the V4.

I currently own a 2014 Monster 1200 and a 2014 HD Softail and I pay $400/year for both. The quote I have from Progressive is just over $1,600/year for the V4 ALONE! This just seems ridiculous to me for a bike that will sit in a locked garage 6 out of 7 days.

I know insurance varies greatly based on zip code in the US but what are current owners doing? Are you paying these higher rates for the V4? Are you buying the bikes outright (no financing) and not insuring them? Some other solution I have not considered?

I appreciate you input!

RadRodriguez is offline  
post #2 of 7 (permalink) Old 12-21-2018, 03:11 PM
Join Date: Nov 2017
Posts: 79
I have foremost, I pay full coverage for about 1500 and can go as low as 1300, if i knock back some coverages.

I was quoted for 1200 by geico for the same coverages.

Difference is that I pay for the privilege of having Trackday Insurance for Foremost, friends thought I was an idiot for paying so high, until my incident happened.
SixShock is offline  
post #3 of 7 (permalink) Old 12-23-2018, 11:55 PM
Senior Member
Join Date: Nov 2017
Posts: 234
Not surprised to see such high rates. Even guys with 899 Pani's that I know got high quotes, but I didn't get the details of their situation.
V4Dream is offline  
post #4 of 7 (permalink) Old 12-26-2018, 10:24 PM
CINDERS's Avatar
Join Date: Nov 2018
Location: South West of Western Australia
Posts: 53
Our insurance we wrapped all 5 bikes in one policy $178.00/Au/Month this includes a 2018 V4 "S" & 2018 Supersport "S" I consider it relatively cheap they are all in my name and fully covered.
Only stipulation was when home they have to be in a locked garage which they are but also have tremble alarmed 120Db disc locks.
CINDERS is offline  
post #5 of 7 (permalink) Old 01-09-2019, 11:22 AM
Join Date: Jul 2018
Posts: 43
That is absurd. Have you been shopping around to see if rates differ at all from other providers? Would understand if you were a brand new rider or a high risk customer.
Desmo is offline  
post #6 of 7 (permalink) Old 01-09-2019, 09:52 PM
Super Moderator
Join Date: Jun 2018
Posts: 197
Not sure what you chose; but yeah Progressive's quote system is messed up for 2018 1000cc bikes. You can put in any other 1000cc bike and you'll still get some ridiculous quote (well at least here in the DMV area, no matter what age and info you give). Last year was even worse; they finally updated their site but still gives something silly compared to any other site. I even spoke to an agent over the phone and they couldn't explain it; when I gave them the VIN for an actual quote the price jumped even higher.

You can get a realistic quote for the V4 on any other insurance carrier. I went w/ GEICO because they quoted me lowest and ended up moving all my bikes over too.
jeosbor1 likes this.
playersnoopy is offline  
post #7 of 7 (permalink) Old 10-28-2019, 10:13 PM
Junior Member
jmhamilton68's Avatar
Join Date: Oct 2019
Posts: 4
Progressive quoted me $7,000 for the year on a V4 😂😂😂. Geico was $700 and my current insurance wa s$500 for the year so I stayed with them.
jmhamilton68 is offline  

Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page

Similar Threads
Thread Thread Starter Forum Replies Last Post
Termignoni Exhaust Now Available For Panigale V4 Panigale V4 News Panigale V4 News 8 08-08-2018 11:48 AM
Ducati Panigale V4: Fuel Leak Recall PanAdmin Panigale V4 Recalls And TSBs 1 05-03-2018 11:12 AM
Ducati Panigale V4: Fuel Tank Cap Recall PanAdmin Panigale V4 Recalls And TSBs 0 05-02-2018 12:44 PM
Panigale V4 vs 1299 Panigale Front Fascia Comparison Desmo Addict Panigale V4 Pictures And Videos 11 03-30-2018 02:08 AM
The Ducati V4 At A Glance PanAdmin Panigale V4 News 0 12-19-2017 09:02 PM

Posting Rules  
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

For the best viewing experience please update your browser to Google Chrome