V4 insurance - Ducati Panigale V4 Forum
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post #1 of 41 (permalink) Old 01-26-2018, 09:34 PM Thread Starter
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V4 insurance

Hi has anyone managed to find out what the insurance cost will be yet.

Ride it like you stole it......
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post #2 of 41 (permalink) Old 01-28-2018, 11:43 AM
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Still have my fingers in the ears and singing “lalalalalaaa”.
Joke aside I’m a bit worried over that part.
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post #3 of 41 (permalink) Old 01-29-2018, 12:15 PM
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honestly I don't want to even ask, I had quotes ranging from a couple to several thousand across different agencies in CA.
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post #4 of 41 (permalink) Old 01-29-2018, 04:01 PM
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Keep in mind this is from Canada, Ottawa if you know it... I am a mature rider, my Wife would not agree but as far as the Insurance company is concerned, over 50 years old riding for about 20 years, zero tickets or accident claims. Okay that't the long boring reference for you.

The V4 (not the S) or the other bike I am considering a 2018 BMW S1000RR will cost me 40% more then I am currently paying for my 2016 BMW S1000XR. I have full coverage on the bike.

The XR costs me $1,200 a year, the estimate on the new bikes I am considering is around $1,700 a year. Hmm, maybe I didn't want to put this in writing cause it makes me realize how much we pay for Bike insurance... Well you asked
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post #5 of 41 (permalink) Old 01-30-2018, 06:33 PM
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Originally Posted by cavlino View Post
Keep in mind this is from Canada, Ottawa if you know it... I am a mature rider, my Wife would not agree but as far as the Insurance company is concerned, over 50 years old riding for about 20 years, zero tickets or accident claims. Okay that't the long boring reference for you.

The V4 (not the S) or the other bike I am considering a 2018 BMW S1000RR will cost me 40% more then I am currently paying for my 2016 BMW S1000XR. I have full coverage on the bike.

The XR costs me $1,200 a year, the estimate on the new bikes I am considering is around $1,700 a year. Hmm, maybe I didn't want to put this in writing cause it makes me realize how much we pay for Bike insurance... Well you asked
How many insurance companies have you checked with because I heard the smaller ones often give out cheaper rates, but that's not always the case. I have a family member that lives far out from the city and if V4 prices are high across the board for most owners I might consider using their address.
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post #6 of 41 (permalink) Old 01-30-2018, 08:35 PM
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How many insurance companies have you checked with because I heard the smaller ones often give out cheaper rates, but that's not always the case. I have a family member that lives far out from the city and if V4 prices are high across the board for most owners I might consider using their address.
I switched recently to the Insurance broker I use because they are Motorcycle Insurance friendly, they even give you a discount if you have more then one bike insured with them. I used to have State Farm but they raised Bike rates by about 50% and would not give a discount if you had more then one Bike with them.

In Canada its not that easy to get insurance for Motorcycles so we don't have that many options. Thanks for the suggestion though.
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post #7 of 41 (permalink) Old 01-30-2018, 10:28 PM
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Quote:
Originally Posted by cavlino View Post
Keep in mind this is from Canada, Ottawa if you know it... I am a mature rider, my Wife would not agree but as far as the Insurance company is concerned, over 50 years old riding for about 20 years, zero tickets or accident claims. Okay that't the long boring reference for you.

The V4 (not the S) or the other bike I am considering a 2018 BMW S1000RR will cost me 40% more then I am currently paying for my 2016 BMW S1000XR. I have full coverage on the bike.

The XR costs me $1,200 a year, the estimate on the new bikes I am considering is around $1,700 a year. Hmm, maybe I didn't want to put this in writing cause it makes me realize how much we pay for Bike insurance... Well you asked
Home, Autos and Bikes are all currently insured by TD with multiple item discounts applied. The 2018 bike insurance quotes just received are:

$1329 for the Panigale and $1150 for the Monster.
I have a clean driving record, age 50+ and living in a smaller city.
When I moved out of Toronto two years ago, my auto insurance premiums reduced by 40%.
Just like age, city size/traffic can make a big difference in premiums.
Notwithstanding, what I find unacceptable is paying for liability on each vehicle when I can only ride one at a time.
I will be shopping this quote in the next couple of weeks. Suggestions are welcomed.

2018 Multistrada 1260 Pikes Peak
2016 Monster 1200 R

2016 Panigale 959 (gone but not forgotten)

Last edited by DarR; 01-30-2018 at 10:30 PM.
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post #8 of 41 (permalink) Old 01-30-2018, 10:38 PM
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Originally Posted by V4Dream View Post
I have a family member that lives far out from the city and if V4 prices are high across the board for most owners I might consider using their address.
Just keep in mind that the insurance company's underwriting is based on where you're riding, not where you're mailing address is located.

2018 Multistrada 1260 Pikes Peak
2016 Monster 1200 R

2016 Panigale 959 (gone but not forgotten)
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post #9 of 41 (permalink) Old 01-31-2018, 02:38 AM Thread Starter
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I’ve had quotes in the region on £8k

Ride it like you stole it......
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post #10 of 41 (permalink) Old 01-31-2018, 08:00 AM
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Originally Posted by DarR View Post
Home, Autos and Bikes are all currently insured by TD with multiple item discounts applied. The 2018 bike insurance quotes just received are:

$1329 for the Panigale and $1150 for the Monster.
I have a clean driving record, age 50+ and living in a smaller city.
When I moved out of Toronto two years ago, my auto insurance premiums reduced by 40%.
Just like age, city size/traffic can make a big difference in premiums.
Notwithstanding, what I find unacceptable is paying for liability on each vehicle when I can only ride one at a time.
I will be shopping this quote in the next couple of weeks. Suggestions are welcomed.
Thompson Insurance Brokers
[email protected]
(613) 825-3535

Carm
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